Scheduled Transactions

Automate recurring income, bills, and investments.

Scheduled Transactions help you stay on top of your finances by automating recurring events over time. This feature lets you define future and repeating transactions, ensuring they appear in your ledgers before or exactly when they happen.

Creating a Scheduled Transaction

You can schedule both Cash Transactions (like monthly rent, salary, or standard transfers) and Investment Transactions (like recurring stock purchases or dividends).

To create a scheduled transaction, provide the basic transaction details just as you would for a regular entry:

  • For Regular Transactions: Select the Account, Payee, Category, Amount, Operation (inflow or outflow), and optional Notes.
  • For Investments: Select the Account, Ticker (e.g., AAPL), Operation (Buy or Sell), Shares, Price per Share, Fee, and Investment Category.

Flexible Recurrence

HoneyBear Folio offers highly flexible recurrence patterns depending on your specific needs:

  • Intervals: Every N Days, Weeks, Months, or Years.
  • Days of the Week: E.g., Every Monday and Wednesday.
  • Ordinal Weekdays: E.g., The 1st Tuesday of the month, or the Last Friday of the month.

You can set boundaries for your recurrence by specifying a Start Date, an optional End Date, or a maximum number of Occurrences (e.g., stop after 12 payments).

Account View Integration

Scheduled transactions are designed to help you project your future balances. In the Account details view, upcoming transactions from your schedules will be displayed as upcoming occurrences (often referred to as “ghost rows”).

  • Pending Badges: Future transactions will be visually distinct, displaying an upcoming or missed badge.
  • Apply or Skip: Directly from the account ledger, you can choose to Apply an upcoming recurrence (turning it into a real, recorded transaction) or Skip it if it’s not applicable for that period.

Managing Schedules

All scheduled transactions can be managed through the Scheduled section. Here, you have total control over your recurrence rules. If a bill varies slightly from month to month or you want to temporarily suspend a repeating transaction, you can edit the schedule or toggle its status between active and disabled.